Home Insurance and cover for Firearms

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Burnie1000
Posts: 10
Joined: Mon Aug 15, 2016 7:09 pm
Home club or Range: Stewarton and District Rifle Club
Location: Stewarton

Home Insurance and cover for Firearms

#1 Post by Burnie1000 »

Hi everyone,

Still waiting on my FAC/SGC but the above is something I've still to look into with my current provider - AVIVA.

Do most insurance companies offer the cover and simply charge more or do a lot not cover it in their T&Cs? Just wondering what kind of additional premiums I'm likely to expect.


Thanks,
Steven
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Egg on Leggs1
Posts: 489
Joined: Fri Oct 04, 2013 6:02 pm
Home club or Range: Kings Heath Rifle Club
Location: Birmingham
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Re: Home Insurance and cover for Firearms

#2 Post by Egg on Leggs1 »

I declared mine to my brokers and have never had a problem.
Rockhopper
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Joined: Mon Nov 09, 2015 2:36 pm
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Re: Home Insurance and cover for Firearms

#3 Post by Rockhopper »

Join BASC,NRS,NSRA or similar and they offer insurance for loss or damage. It may well be a condition on your ticket that you have public liability insurance in place as well so joining a society gets you both things.
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Blackstuff
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Re: Home Insurance and cover for Firearms

#4 Post by Blackstuff »

I asked at the time of buying the insurance and they said they weren't bothered what was in the house as long as it didn't exceed the limit (IIIRC £2500 for a single item). As I have one rifle that does I added that as an extra, no biggie. Lloyds insurance.
DVC
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bobbob
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Re: Home Insurance and cover for Firearms

#5 Post by bobbob »

Hi. These threads are a little old now but worth a read about insurance cover for firearms.

http://www.full-bore.co.uk/viewtopic.ph ... scox#p3265

http://www.full-bore.co.uk/viewtopic.ph ... lit=hiscox
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s.stimson
Posts: 29
Joined: Tue Aug 02, 2016 7:48 am
Home club or Range: Bristol Muzzle loaders
Location: Gloucestershire

Re: Home Insurance and cover for Firearms

#6 Post by s.stimson »

We are with NFU and the firearms are covered by them under the policy, no issues with them
I own "pretendy" rifles and muzzle brakes, and I'm not afraid to to use them
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