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Posted: Wed Dec 08, 2010 12:49 pm
Following a renewal notice from Barclays that covers House and Contents inc my firearms, I'm looking for a competitive like for like
I'm thinking about insuring my firearms with BASCs agents New Moon.
http://www.newmooninsurance.com/media/P ... yFacts.pdf
and my house and Contents with someone else.
My current renewal is £683.
I notice from NMs cover that "Damage caused by the use of inappropriate ammunition" is excluded. To me that means that if I reload, a mistake in reloading that causes a blow out is not covered.
Is that correct Mike?
Posted: Wed Dec 08, 2010 4:33 pm
"...insure £10,000 of shot guns and rifles with £3,000 of scopes."
Annual premium for all risks cover is £219.10 including insurance premium tax.
Like for like Home and Contents appears to be around £200 from the comparison websites.
Going back to Barclays to see why so high.
Removing gun cover from Barclays only reduces their premium to £555.
Looks like I can do the lot for about £420.... a saving pa of £260.
Thank you BASC.,, and Andrew Weir at Newmoon.
Posted: Thu Dec 09, 2010 12:52 pm
I went on line with Barclays and got same home and contents cover for £266.
I set up guns cover with Newmoon for £219.
I rang my old insurer...yes Barclays who said hold on a minute. They went thru new proposal meticulously. They offered same cover as before (ie wider than online quote) less gun cover but with home emergency for £275. I took it and cancelled earlier online deal.
Renewal quote of old policy.......................£683.
Revised Home and Contents....£275
Gun cover from Newmoon.......£219...£494
I just saved £189 for more
All down to BASC and a bit of cheek.